Refactor code structure for improved readability and maintainability

CHECKLIST.md

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+# PACA Manifesto - Clarification Checklist
+
+## Questions to Resolve
+
+### ✓ China's Role - RESOLVED
+- **Year 5 default does NOT include Chinese debt**
+- PACA members prioritize paying off Chinese loans early using:
+  - Newfound budget from not servicing Western debt
+  - Pardner system funds (if approved by Congress for that purpose)
+  - Development Fund support where strategically necessary
+- Strategy: Honor Chinese obligations to keep China neutral/friendly rather than hostile
+- Added to manifesto: Pardner system can be used for any approved purpose including debt repayment
+
+### ✓ Comprador Elite Strategy - RESOLVED
+- **Strategy: Public transparency + nationalism, not targeted co-option**
+- The manifesto itself serves as public signal for all actors to plan accordingly
+- Elite groups can self-select based on their own interests:
+  - Those who can adapt (pivot to intra-PACA finance, redirect development, support regional cooperation) will survive
+  - Those who cling to Western ties will lose
+- **Military loyalty specifically:** Relies on nationalism and anti-imperialism
+  - Officers see visible exploitation (IMF, Chinese extraction, Western companies)
+  - Families benefit from PACA trade like everyone else
+  - PACA Defense Force offers professional purpose vs. current role suppressing domestic unrest
+  - Generational shift: younger officers less invested in Western system
+- **Key dependency:** Only works if governments deliver visible early wins in Years 1-5
+- Coup attempts will happen; mitigated through Tier 2/4 defense support from neighboring members
+  - If we don't flip security forces, the whole thing's vulnerable to coups
+  - Need concrete strategy for which elites get co-opted vs. isolated
+
+### ✓ Development Fund Pre-Launch - RESOLVED
+- **How is infrastructure funded during Years 1-5 before Development Fund exists?**
+  - RESOLVED: Bilateral trade generates revenue immediately, funding decentralized investment
+  - Added clarification in manifesto at line 322
+
+## Content Gaps to Fill
+
+### Member States Section
+- Complete African regional details beyond South America and Caribbean
+- Need comprehensive lists for:
+  - West African nations (beyond the list in Defense Command section)
+  - East/Central African nations
+  - Southern African nations
+- Include brief descriptions like Brazil, Mexico, Jamaica, Cuba sections
+
+### "The Call" Section
+- Currently marked with TODO at line 487
+- Review and refine based on user feedback
+- Verify alignment with actual vision
+- Content exists but needs validation
+
+## Consistency Checks
+
+### Timeline Alignment
+- Years 1-3: Bilateral trade, no PACA institutions
+- Years 3-5: Proto-PACA institutions, regional banks
+- Year 5: PACA launches, Development Fund activates, collective default
+- Years 5-7: Crisis management, Western retaliation
+- Years 7-10: Stabilization
+- Years 10+: Prosperity
+
+**Verify:** All sections use consistent timeline (currently appears consistent)
+
+### ✓ Debt Default Scope - RESOLVED
+- What debt gets defaulted in Year 5:
+  - IMF/World Bank: Yes (collective default)
+  - Western bilateral debt: Yes (collective default)
+  - Chinese debt: No (members prioritize paying off early using freed budgets)
+  - Private sector debt: **Nation by nation decision** - some default, others pay off using Development Fund or freed budgets based on strategic calculations
+
+### Asset Liquidation
+- Target: 70-80% repositioned by Year 5
+- 20-30% left as "acceptable collateral"
+- What gets liquidated vs. what stays: Individual nation decisions based on strategic calculations
+- **Verify:** This strategy is explained clearly enough for readers to understand
+
+## Style and Tone
+
+### Current Style Requirements (from CLAUDE.md)
+- Natural, conversational writing
+- Use contractions
+- Avoid LLM tells (em dashes, semicolons, formal transitions)
+- Start sentences with conjunctions when it flows
+- Vary rhythm
+- Use everyday words
+- End sentences with prepositions if natural
+- Fragments for emphasis
+
+**Check:** Entire manifesto adheres to style guide (currently appears consistent)
+
+## Questions Already Answered by Manifesto
+
+### ✓ Year 5 Default Coordination
+- Can be public/telegraphed because alternative systems already work
+- Addressed in "And yes, they might be reading this right now" section (lines 433-451)
+
+### ✓ Development Fund Capital Source Post-Default
+- Members redirect 10-15% of budgets (was going to debt service) to Development Fund
+- Generates $250-300B annually
+- Line 62
+
+### ✓ Infrastructure Funding During Buildup
+- Trade redirection generates revenue immediately
+- Bilateral relationships are independently profitable
+- No central PACA budget needed until Year 5
+- Added clarification at line 322
+
+## Next Steps
+
+1. Get user input on China relationship strategy
+2. Get user input on elite co-option strategy (which groups to target)
+3. Decide on scope of debt default (Chinese debt included or not?)
+4. Complete Member States section with African regional details
+5. Review and finalize "The Call" section
+6. Final consistency pass on entire document